Medi-Cal
Help Me Help You advocates are state-certified to assist you with free Medi-Cal enrolment so you can access medical care at no, or at a reduced cost.
What is Medi-Cal?
Medi-Cal is California’s version of Medicaid. It provides comprehensive health insurance coverage at either free or low-cost. Children, pregnant women, and low-income families are eligible. Coverage includes adults without minor children living at home, with incomes up to 138% of the federal poverty level (FPL).
Who is eligible to receive Medi-Cal?
To be eligible for no-cost Medi-Cal with full benefits, individuals must have low incomes. Since March 2021, Medi-Cal is no longer part of the Immigration Public Charge and will not negatively affect your immigration status.
Can undocumented immigrants receive Medi-Cal?
Yes! Since January 1st, 2024, undocumented immigrants in California can now qualify for free or reduced health insurance.
What is MAGI?
Modified Adjusted Gross Income (MAGI), is the income counting standard that is now used to determine eligibility.
These individuals will be able to enroll in Medi-Cal in a more simplified fashion without an asset test:
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Adults 19-64 (up to 138% of FPL)
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Children 18 and under (up to 266% of FPL)
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Pregnant women (up to 213% of FPL)
Additionally, Medi-Cal is available to additional individuals in the following categories:
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Pregnant women between 213-322% of FPL have access to the Medi-Cal Access Program (MCAP) with a fee of 1.5% of yearly family income
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Medi-Cal enrollees aged 65 or older, disabled and SSI recipients, or individuals in long-term care are subject to asset tests (you cannot have property worth more than $2,000 for an individual and $3,000 for a couple, except your home and car. If you cannot pass the asset test, you must "spend down" to qualify for Medi-Cal).
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Medi-Cal enrollees aged 55 or older, or other members utilizing long-term care services are subject to estate recovery after the death of the beneficiary.
If you have questions or need free assistance to enroll in Medi-Cal, please contact one of our state-certified Medi-Cal advocates at
(562) 612-5001. We can complete the application over the phone or in person.
Please have the following documents ready for your appointment:
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Birth certificates, or other official photo identification (e.g. passport)
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Proof of income: recent paycheck and tax forms
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Proof of Residency: California ID, Driver’s License, utility or phone bill
Upon your Medi-Cal advocate's request, upload your required documents, by clicking on the red Upload Requested Documents button below and completing the form.
Medi-Cal participants are eligible for more free services!
Medi-Cal participants can now receive more free services when they join the free Enhanced Care Management (ECM) program. This is a Pair Team program that Medi-Cal funds.
ECM will match you with a Care Manager, who will:
• Help you to reach your health goals and access medical/dental care, medications, behavioral health services, drug/alcohol treatment, and transportation
to/from appointments.
• Help you to reach your life goals, such as finding housing, getting a job, and accessing food. Coordinate your care and services by keeping your doctors and
caregivers updated about your care and informed of your goals.
• Support your learning by answering questions about health conditions, medications, accessing resources, and how to best take care of yourself and your health.
To register for ECM free enrollment, please click on the ECM Review Form red button below and complete the form.